Frugal FebruaryTuesday, February 07, 2017
I hadn't planned on being frugal this month but thanks to a post Christmas credit card bill that needs my attention, and a seasonal slump in invoicing, I need to be super careful with my pennies for a while.
I really enjoy being self employed but it means I can't rely on a set monthly wage. I don't want to dip into my savings, and whilst I can always lean on my husband if I'm strapped for cash, I find that my independent streak doesn't allow me to ask for handouts, not even from him. That said, if he offers to take me out to dinner I won't be saying 'no'.
It doesn't hurt to tighten my belt once in a while, and practice being a little frugal.
My monthly bills are covered, it's just the disposable cash that's limited this month. I've pushed my allergy follow up appointment and my next haircut to March, and I plan to spend the rest of the month doing things that cost nothing.
Reading will be my saviour. I've well and truly found my reading groove this year, so a lot of my free time will be spent with my nose in a book.
My to-do list is a mix of things that will cost me money, and things that won't. I have plenty of the latter to keep my occupied. I'll be setting about my mending pile, completing all those little repairs and alterations that I've been meaning to do for ages. And there are some small DIY projects that could fill some time.
Weather depending I might have a car boot sale, if I can't spend money I might as well try and earn a little extra.
Of course there is always the de-cluttering that seems to be never ending, and invariably there is always some housework that can be done. It might not be an exciting way to spend time, but it does feel great to have a really good deep clean.
I could do some needle felting, or crochet. I can wander the in the woods, or drive to the coast and take a walk along the beach. I'm sure I can stretch my budget to a bag of hot salty chips.
One thing I've already done to help my pennies go further this month is to write a meal plan using up everything in my freezer and pantry.
How do you spend time without spending money? What do you do to make your money go a little further?